{"id":42,"date":"2019-05-28T11:17:22","date_gmt":"2019-05-28T05:47:22","guid":{"rendered":"https:\/\/aktassociates.com\/blog\/?p=42"},"modified":"2019-08-24T17:46:08","modified_gmt":"2019-08-24T12:16:08","slug":"why-buying-a-home-is-so-much-difficult-in-india","status":"publish","type":"post","link":"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/","title":{"rendered":"Why Buying a home is so much difficult in India?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">1) Buying a home is a dream for everyone but the process is far from doable for a Layman<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2) It requires to deal with Multiple agencies, which makes the process lengthy and cumbersome for a common man<\/span><\/p>\n<p><span style=\"font-weight: 400;\">3) It has a great scope of improvement even in a given legal framework<\/span><\/p>\n<p><span style=\"font-weight: 400;\">4) What is the reason, which is stopping that improvement to happen?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">5) What<\/span> <span style=\"font-weight: 400;\">AKT Associates<\/span><span style=\"font-weight: 400;\"> are working to make the home buying experience hassle-free?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">6) We are trying to fit your home in just one window; we call it Project One window.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-449 aligncenter\" src=\"https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/buying-home.jpg\" alt=\"buying home\" width=\"700\" height=\"400\" srcset=\"https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/buying-home.jpg 700w, https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/buying-home-300x171.jpg 300w, https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/buying-home-20x11.jpg 20w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Recently I bought a raw house and concluded all process from loan to registration to Electricity bill transfer, It took me more than two months to close the transaction and my office work was almost got out of the track during this process. This all despite the fact, myself I am a Chartered Accountant and aware of most of the procedures.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Buying a home is one of the major happy events of life, don\u2019t you think it should be memorable rather than daunting. By the time all procedure, documentation, and formalities are completed you feel exhorted rather than happy and want everything to settle down quickly so that you can take some rest.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Compare this with buying a car or new TV, don\u2019t it feels that home buying experience should also be simplified and there is lots of scope for improving this experience for an actual buyer.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_66_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >In this article, we will discuss about...<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1e73be;color:#1e73be\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1e73be;color:#1e73be\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/#If_I_categories_the_whole_home_owning_process_stage-wise_it_will_be_a_somewhat_following_way_%E2%80%93\" title=\"If I categories the whole home owning process stage-wise it will be a somewhat following way: &#8211;\">If I categories the whole home owning process stage-wise it will be a somewhat following way: &#8211;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/#Broadly_all_these_activities_we_need_to_connect_with_the_following_professionals\" title=\"Broadly all these activities we need to connect with the following professionals\">Broadly all these activities we need to connect with the following professionals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/#I_personally_talked_with_some_of_the_industry_players_such_as_builders_Agents_and_even_some_Lawyers_The_output_is_summarized_herewith_%E2%80%93\" title=\"I personally talked with some of the industry players, such as builders, Agents, and even some Lawyers. The output is summarized herewith: &#8211;\">I personally talked with some of the industry players, such as builders, Agents, and even some Lawyers. The output is summarized herewith: &#8211;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/#What_we_are_doing_in_this_regards\" title=\"What we are doing in this regards?\">What we are doing in this regards?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"If_I_categories_the_whole_home_owning_process_stage-wise_it_will_be_a_somewhat_following_way_%E2%80%93\"><\/span>If I categories the whole home owning process stage-wise it will be a somewhat following way: &#8211;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Home Hunting or Home searching<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pre Agreement legal work<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Agreement Registration<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Home Loan approval<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Final<\/span><span style=\"font-weight: 400;\"> Deed Registration<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Transfer in records of Development authority \u00a0(if Any)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Change of Name in electricity or Municipal Records (If required)<\/span><\/li>\n<\/ol>\n<h3><span class=\"ez-toc-section\" id=\"Broadly_all_these_activities_we_need_to_connect_with_the_following_professionals\"><\/span>Broadly all these activities we need to connect with the following professionals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">1) <\/span><b>Real Estate Agent: &#8211;<\/b><span style=\"font-weight: 400;\"> For Home Search<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2) <\/span><b>Lawyer: &#8211;<\/b><span style=\"font-weight: 400;\"> For Property Search to Drafting Agreement and registration<\/span><\/p>\n<p><span style=\"font-weight: 400;\">3) <\/span><b>Chartered Accountant:-<\/b><span style=\"font-weight: 400;\"> To deal with<\/span> <span style=\"font-weight: 400;\">Tax<\/span><span style=\"font-weight: 400;\"> and related issues<\/span><\/p>\n<p><span style=\"font-weight: 400;\">4) <\/span><b>Home Loan Agent or Bank: &#8211; <\/b><span style=\"font-weight: 400;\">To Get a home loan<\/span><\/p>\n<p><span style=\"font-weight: 400;\">4) <\/span><b>Documentation Agent:-<\/b><span style=\"font-weight: 400;\"> To get registration at \u00a0Registrar office and transfer of name.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Well, there can be few more players depending on location and type of property you are buying.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Just I was figuring out, why can\u2019t all these services be integrated and provided by one entity?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It will be far easier and convenient to deal with one agency rather than tango &amp; tune with multiple people. \u00a0It will be such a relief for the homebuyer who is already in tremendous pressure for fund arrangement never to mention the black and white portion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even you may also be wondering what it is quite feasible but why there is no such agency. Why Brokers services are limited to just matchmaking?<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-450 aligncenter\" src=\"https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/Buying-Home-DIFFCULT.jpg\" alt=\"Buying-Home DIFFCULT\" width=\"736\" height=\"414\" srcset=\"https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/Buying-Home-DIFFCULT.jpg 736w, https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/Buying-Home-DIFFCULT-300x169.jpg 300w, https:\/\/aktassociates.com\/blog\/wp-content\/uploads\/2019\/06\/Buying-Home-DIFFCULT-20x11.jpg 20w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"I_personally_talked_with_some_of_the_industry_players_such_as_builders_Agents_and_even_some_Lawyers_The_output_is_summarized_herewith_%E2%80%93\"><\/span>I personally talked with some of the industry players, such as builders, Agents, and even some Lawyers. The output is summarized herewith: &#8211;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li style=\"font-weight: 400;\"><b>Broker-Builder-Investor nexus: &#8211;<\/b><span style=\"font-weight: 400;\"> Builders are concerned with selling, while brokers about their 2% who cardamom about buyer &#8216;s convenience. He is lowest in the pyramid so can&#8217;t command the terms.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The property market\u2019s real customers are Investors &amp; Brokers (Not to Forget Black money hoarders) \u00a0(Not actual homebuyers) as long as they (Investors &amp; Brokers)are happy and builders can do roaring business. It holds true for Builders, Banks, lawyers and even CA, All are getting their business through Brokers or agents so the home buyer is not an entity, so why to bother about them. It is akin to for Car repair business mechanics are a consumer and they are real users for the company and not the person who actually uses it.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">For Brokers, if they receive 2% just for matchmaking why to go further, first the buyer will not pay extra for value-added services (Like 2% itself is heavy for them) so why take extra efforts. In the case of<\/span> <span style=\"font-weight: 400;\">new properties<\/span><span style=\"font-weight: 400;\">, the commission is received from the builder, which is fixed, They (Builders) need more customers and not bothered about customer convenience. As long as walking \u00a0-in and Bookings are happening it is not a concern for Either Builder or Banker or Government.<\/span><\/li>\n<\/ol>\n<h3><span class=\"ez-toc-section\" id=\"What_we_are_doing_in_this_regards\"><\/span><strong>What we are doing in this regards?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">After getting my first-hand experience on the issues, which a Homebuyer is facing today, my team has contacted some startup and even experts who are working in this field and discussed the issues. We are working in this area to launch some<\/span> <span style=\"font-weight: 400;\">services<\/span><span style=\"font-weight: 400;\">, which can reduce the time period and complexity and buying a home can be a really pleasing experience. For an Integrated experience, we are working with all stakeholders of the Real estate industry and keep you updated on development.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now it is a million-dollar question I want to ask from all of the readers, how you can force the industry to become more customer-oriented. I require valuable feedback from all of you, whether you will love to have all these value-added services if an agency come forward and provides you without charging any extra fees for the same.<\/span><\/p>\n<p><b>Disclaimer: &#8211;<\/b><span style=\"font-weight: 400;\"> I am not generalizing all agents, there are real estate consultants who are extending their support post deal as well and have created a robust customer support system. But I am talking to an overall system. So kindly don\u2019t see as an offense to anyone.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1) Buying a home is a dream for everyone but the process is far from doable for a Layman 2) &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Why Buying a home is so much difficult in India?\" class=\"read-more button\" href=\"https:\/\/aktassociates.com\/blog\/why-buying-a-home-is-so-much-difficult-in-india\/#more-42\">Read more<span class=\"screen-reader-text\">Why Buying a home is so much difficult in India?<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Buying a home is so much difficult in India?AKT Associates<\/title>\n<meta name=\"description\" content=\"Buying a home is a dream for everyone but the process is far from doable for a Layman It requires to deal with Multiple agencies, which makes the process lengthy and cumbersome for a common man It has a great scope of improvement even in a given legal framework. 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