Loan against Receivable: - Lets pending payment fund your loan

Send Your Enquiry Today
Do you sale at credit?
Those credit sales can fund your
Working capital requirement
Take Loan up-to 2 cr. or 90% of pending Invoices.
Period 6 month to 2 years
Contact us today to know more
  • Procedure
  • Eligibility Criteria
  • Documents Required
  • Benefits
  • Time Period
  • AKT Advantages

Apply online by submitting enquiry form or send email on


We will connect with 21+ Bank and NBFC with your proposal.


We will submit required documents and negotiate.


Loan approved.

Eligibility Criteria

Must be over 18 years of age.

Applicant should be an Indian citizen
Minimum Turnover 35 Lakhs per annum
Business is operating from last 1 years
CIBIL score must be above 700.
The applicant must not have defaulted on any other bank/NBFC’ s loans.

Documents Required

With AKT, you can put an end to tedious documentation. All that you need are:

  • Promoters/Proprietor/Partners KYC such as PAN Card, Aadhar Card and Address Proof.
  • Business KYC such as Pan Card of business (If any), Partnership deed/ COI/ Shop & Establishment certificate.
  • Address proof for Business such as Rent Agreements, Lease deed, Electricity bill, etc.
  • 12 month Bank Statement.
  • 2 years IT return with Balance Sheet and P&L.
  • Pending Bills /Invoices up-to 1 year.
  • GST return for 1 year (If available).
  • 1 Canceled Cheque of currentl A/c
  • Last 3 year IT Return with Balance sheet and Profit & Loss A/c

Note: – In case IT returns are not available we can help to prepare it for a separate fees.


No collateral or security is required.

Best option for short time working capital requirement.
Best funding option for dealer who sales to corporates on credit basis.
Easy EMI repayment.
Quick 5-10 days processing.

Time Period

5-10 working days

AKT Advantages

Extensive network of Banks and NBFC

Quick turnaround time
Faster Loan approval and disbursment
End to end expert support from documents to disbursement

Loan against Bill receivable- An Introduction

Loan against receivable is a mode of finance where on the basis of payment receivable, bank or financial institutions extend short-term loans to business dealers and manufacturers. The bank can lend them a collateral free loan to fund their short-term loan requirements to meet working capital or liquidity issues. AKT Associates can help you to get faster approval of Loan against Bill receivable through its extensive network of Bank and NBFCs.

Let it clear the confusion

Frequently Asked Questions

What is the rate of interest charged on loans availed under this scheme?

The Interest Rate charged will depends on credit rating and nature of business which can vary from 1.5% to 2% per month

How the loan will be paid back?

You need to maintain a Bank Account and EMI will be deducted from the amount received from the bank.

For what purpose I can use this loan?

You can use this loan for any business purpose without any restriction, you can use for working capital need or to buy any machines or to buy stocks in large quantity.

Why should I take this loan?

The one of the most obvious reason is that it is a no colletraol loan further it is quickly processed and ideal for those traders or manufacturers who has frequent requirement for working capital.

Is it same like bill discounting?

No, In Bill discounting the payment is received by bank directly from your customer, however in this scheme you need to get the payment from your customer and pay EMI. Here when the customer pays your bank will credit the amount into your bank after deducting loan and accrued interest.

What is the maximum term for repayment?

The term is maximum 12 Months

Why AKT Associates?

Expertise - That Counts

We are handling more than 1500+ successful clients and providing them with services which covers Legal, Technical, Taxation and other business compliance part. That all says a lot on our ways of working and our expertise in the area.

Experience - That Matters

At AKT associates we have been our client’s obvious choice since more than 20 years. For serving you with the best results we use our experience of decades which has exposed us with deep understand.

Efficiency - That reflects in everything

With a strong team which comprises of experts with qualification like CA, CS, MBA & LLB and they will all available with the wholesome result, with dedicated customer service team and support staff. We are always there to execute your work efficiently.

Cost - That saves a Lot

We touch the top position not just because we are the best in what we do but also because we know the value of your time and money. We know the value of your time so all the work by AKT Associates is performed on time and at around 70% less cost in comparison to all the other leading firms of the market that too without compromising on the quality aspect.

Conveniences - That says a Lot

The services of the firm are performed and delivered by using the cutting edge technology which makes the AKT Associates always available & deliver services right in your email. So it doesn’t matter where you are because we are always at your finger tips.

We Deliver to You,
Cost Advantage
Team of Professionals
Presence in Cities

Trusted By