Peer to Peer Lending:- Made Quick, Simple & Affordable
Step 2: We will connect your application with lenders.
Step 3: We will negotiate best rate for you.
Step 4: Loan approval received.
- Minimum gross income of Rs 3 Lakhs.
- Must have proper address proof and Id Proof.
With AKT, you can put an end to tedious documentation. All that you need are:
- Promoters KYC (Address Proof ,Aadhaar, Passport, Driver’s License, PAN Card)
- Business KYC (PAN, GST, Shop & Establishment Licence)
- Balance Sheet for the last two years
- Profit & Loss statements for the previous two years
- IT return for last 2 years.
- Quick approval and disbursement
- You can use this loan as per requirement of your business without any restriction.
- You can use the amount to hire new staff, buy new equipment, expand your business venture and take your business to new heights.
- Minimum documents
- No Prepayment penalty
- Easy EMI
- Chances to get loan even with lower Credit score
- Best for small fund requirement
- Best for short term funding from 6 month to 2 years
We provide you with quick turnaround times for your business loan.
- 5-7 working days
- We Understand You – Whether you’re looking to boost your cash flow, buy new equipment, expand your inventory, we understand your specific requirements to provide you with the best funding option.
- We help you find the right loan – We match your specific requirements to the best lenders to get you the most attractive rates in the market.
- Hassle-free Process – With AKT, you can complete the entire loan process within minutes. All you have to do is fill an online application form, and our expert team takes it from there.
- Best Interest Rates & Quick Funding – With hundreds of lenders on our portal, we provide you with the best interest rates. Also, we credit the loan amount in your account within hours.
- Easy Repayment – Repay the loan easily with fixed monthly EMIs. With no prepayment penalties and hidden charges, you can now handle your loans with ease.
- Collaboration with more then 12 leading P2P lending platform.
P2P Short-term Business Funding – Loans to help Start-ups and Small Businesses Take Off
AKT Associates helps small businesses and startups raise the required capital using P2P lending. Peer-to-Peer (P2P) lending is an innovative method of lending, where you eliminate the need for traditional financial institutions like banks, NBFC etc. Traditionally, banks and other financial institutions provided funds to borrowers. In P2P, you can borrow directly from individual investors and lenders, using the help of an online platform and intermediaries like AKT Associates.
Here at AKT Associates, we have an extensive network of lenders. We then match borrowers with the right lenders directly, eliminating the need for any middlemen after proper KYC and other due diligence. This allows you to enjoy lower interest rates, quick processing, while ensuring that your loan gets approved quickly for intended use.
If you want to take your business to the next step, then you’ve come to the right place. We will help you to procure with quick, short-term business loans that help tie up short-term cash crunches. You can choose loans with tenure from six months to two years.
With a robust team of 100+ professionals and a pan-India presence, we connect you with the right lenders. Best interest rates, quick turnaround times, simple payment methods and hassle-free process, that’s our forte.
Whether you’re a first-time borrower with no credit history or existing business owner we’ve got the right business loan product for you.
The AKT Benefit
- Minimal Wait Times
Put an end to months of anxious waiting. Now, you can get your loans approved and the amount credited within a few days.
- No Prepayment Penalties
You can prepay your loans as and when you wish. You don’t have to deal with pre-closure penalties and other hidden charges.
- Best Interest Rates
Since we are a P2P lending platform with hundreds of lenders, we provide you with the best interest rates in the market.
- Minimal Documentation
With AKT, you don’t have to deal with tons of paperwork. All you have to do is submit the online application form, and our loan experts take care of the rest.
Let It Clear The Confusion
What is the loan amount that I can avail?
Loan amount starting from Rs/- 10000 to Rs/-10 Lakhs can be obtained using P2P funding platform.
Can I repay my business loan early?
Yes Prepayment of Loan is allowed without any prepayment penalty after 3 months, even in case you want to pre-pay before 3 months still you need to pay interest for 3 months.
How long does it take to receive the funds?
It depends case-to-case basis however on an average it takes 5- 15 days to complete the process.
Is the interest rate fixed for the entire duration of the loan?
Generally yes, however in extreme condition or in case of EMI default lender can ask to revise the interest rate. Any way you have option to prepay the loan and exit.
I have a poor CIBIL score. Can I apply for a loan?
Yes, You can apply and can get loan as well, however interest rate may be higher.
Do I need to submit collateral to secure the loan?
No P2P loan are short term and collateral free loans, However in sum case lender may ask for a primary or secondary collateral if loan amount is high and your profile is risky.
What is complete procedure for loan approval?
- Fill the Online Application.
- Some documents such as IT returns and Provisional Profit & Loss A/c are not there we can help you to prepare it for a charge.
- Your due diligence and risk appraisal is done and your profile is sent to lenders.
- Interested lenders send thier approval with interest rate for loan.
- We share details with you.
- Once you agree we do required legal procedure and agreements.
- Your Loan amount less processing fees is credited to your A/C.
Why Take Short-term Business Loans?
- Boost your cash flow
- Expand or Refurbish Premises
- Buy new equipment
- Hire extra staff
- Expand your business
Why AKT Associates
We are handling more than 1500+ successful clients and providing them with services which covers Legal, Technical, Taxation and other business compliance part. That all says a lot on our ways of working and our expertise in the area.
Experience- That Matters
At AKT associates we have been our client’s obvious choice since more than 20 years. For serving you with the best results we use our experience of decades which has exposed us with deep understand
Efficiency-That reflects in everything
With a strong team which comprises of experts with qualification like CA, CS, MBA & LLB and they will all available with the wholesome result, with dedicated customer service team and support staff. We are always there to execute your work efficiently
Cost- That saves a Lot
We touch the top position not just because we are the best in what we do but also because we know the value of your time and money. We know the value of your time so all the work by AKT Associates is performed on time and at around 70% less cost in comparison to all the other leading firms of the market that too without compromising on the quality aspect.
Conveniences-That says a Lot
The services of the firm are performed and delivered by using the cutting edge technology which makes the AKT Associates always available & deliver services right in your email. So it doesn’t matter where you are because we are always at your finger tips.